• Finusmart Gift Voucher is redeemable only in India and exclusively Finusmart website
• Finusmart EGift Voucher cannot be clubbed with any offer & promotion
• Partial redemption of this Gift Voucher is not allowed; No cash refund, in part or full, will be provided against this Gift Voucher
• If the invoice value is greater than the GC value, customers can pay the balance amount through Cash, UPI or Debit / credit card as the case may be.
• Finusmart Gift Voucher cannot be exchanged, revalidated, reissued, replaced
• Finusmart Gift Voucher is valid for 1 year from the date of issue and cannot be extended or replaced post expiry
• In case Gift Voucher is lost, or stolen, damaged or destroyed Finusmart shall not be liable for the same
• Finusmart shall not be liable and responsible for any unauthorized and/or fraudulent purchase/s made using this Gift Voucher. The holder of this Gift Voucher shall be solely responsible for the safe custody of the Gift Voucher and the credentials mentioned on it and Finusmart shall not be liable for the same
• Finusmart reserves the right to amend the terms & conditions at its discretion without prior notice
• All the dispute/s with reference to this Electronic Gift Voucher are subject to Bangalore jurisdiction
• If a E-Gift Voucher gets blocked on account of technical issue, it would get enabled in 24 hours
• For support regarding gift card related issues please reach ([email protected]/[email protected])
• E-Gift Cards are normally delivered instantly. But sometimes due to system issues, the delivery can be delayed up-to 24 - 48 hours.
• No returns and no refunds on gift cards, e-gift cards and gift vouchers.

How to Redeem

• Visit FinuSmart at www.finusmart.com/micro-health/choose-plan to view the list of available micro-insurance plans.
• Click on plan details and select a plan of your choice to buy after reviewing the coverages.
• Provide your contact details and click next (OTP may be requested) and the members' details, post which you will be shown a membership number.
• Proceed to the summary page to do a final review of the plan selected & details submitted.
• Proceed to pay using the supported gift cards or any other sources supported by PayU. You will have options to add/redeem your gift card on the payment page itself.